Which of the following is NOT a responsibility of an adjuster?

The responsibility of providing legal advice is not typically within the scope of an adjuster's duties. An adjuster's primary role involves evaluating and settling insurance claims, which includes assessing damages, determining the extent of liability, and negotiating settlements. While they may need to understand legal terms and concepts, their function does not include offering legal advice or interpreting the law for claimants or policyholders.

An adjuster must act as a fiduciary agent, meaning they have a responsibility to act in the best interest of their clients and handle claims with integrity. The power to bind refers to the authority that some adjusters might have to make decisions on behalf of the insurance company, especially concerning coverage issues. Additionally, reporting to the principal is essential, as adjusters must keep the insurance company informed about the claims process and outcomes.

In summary, while adjusters carry significant responsibilities related to claim management and customer service, providing legal advice is outside their scope, making it the correct answer to the question.