What types of risks do the General property floaters cover?

The General property floaters cover personal effects and personal property, which is why this answer is correct. These floaters are designed to provide flexible coverage for a wide range of personal items that may not be adequately protected under standard property insurance policies. This includes belongings like jewelry, electronics, and other personal goods which can be easily moved or transported.

Understanding the scope of General property floaters is important for ensuring that individuals have sufficient coverage for their valuable possessions, especially when those items may be subject to loss, theft, or damage outside of the typical insured premises. This specialized coverage fills gaps that often exist in broader insurance policies, making it a vital component for safeguarding personal property.

The other choices do not relate to the coverage provided by General property floaters. Corporate property risks involve commercial and business assets, public liability claims pertain to third-party injuries or property damage for which an insured might be liable, and automobile mechanical breakdowns specifically address vehicle issues rather than personal property coverage. Hence, only personal effects and personal property are relevant in the context of General property floaters.