What is the primary purpose of Workers Compensation in Kentucky?

The primary purpose of Workers Compensation in Kentucky is to cover work-related injuries and protect employers. This system provides financial and medical benefits to workers who are injured on the job, ensuring they receive necessary care and compensation for lost wages. In return, employers receive liability protection, which limits their exposure to lawsuits from injured employees. This framework establishes a no-fault system where employees do not need to prove negligence on the part of the employer to receive benefits, facilitating a more efficient resolution of claims related to workplace injuries.

The other options do not accurately capture the main function of Workers Compensation. For instance, allowing workers to sue employers is not a feature of the system, as it is designed to limit legal actions in favor of the no-fault approach. Health insurance is a separate issue and not the primary focus of Workers Compensation, which is specifically tied to workplace injuries. Additionally, covering only non-work-related accidents falls outside the scope of Workers Compensation, as it is exclusively intended for incidents occurring within the course and scope of employment.