What is required of employers in monopolistic states regarding workers' compensation?

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Employers in monopolistic states are mandated to secure coverage from the state’s designated workers' compensation program. These states do not permit employers to purchase workers' compensation insurance from private insurers, making the state-run program the sole option for coverage. This ensures that all workers receive the benefits and protections afforded under the state's workers' compensation laws without the variability that might arise from private insurance providers. Monopolistic states prioritize uniformity and consistency in the management of workers' compensation claims to protect both employers and employees. This framework helps maintain a standardized approach to providing benefits for work-related injuries, making option C the correct choice.

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