What is one of the allowed practices regarding interviewing witnesses?

Interviewing witnesses without counsel present is permissible as it allows the adjuster to gather firsthand accounts and gather relevant information pertaining to the claim. In the context of insurance claims, adjusters play a crucial role in assessing the situation, understanding the circumstances surrounding the incident, and evaluating the credibility of claims.

Witness statements can provide significant insights and details that may not be recorded elsewhere, and having no counsel present during the interview can help ensure that witnesses feel comfortable providing their honest opinions and narratives. It's important for adjusters to conduct these interviews professionally and ethically, maintaining impartiality and respect for the individual's rights.

The other choices imply restrictions or formalities that are generally not necessary in a typical witness interview, which could inhibit the ability to obtain clear and spontaneous information from the witnesses involved.