What is one of the duties of an insured under the SFIP?

One of the key duties of an insured under the Standard Flood Insurance Policy (SFIP) is to separate damaged from undamaged property. This action facilitates the claims process by allowing the insurer to assess the extent of the loss accurately and determine which items can be repaired and which must be replaced. By taking this step, the insured helps to minimize further damage and losses, which can affect the overall claim amount.

Separating damaged property also demonstrates the insured's cooperation with the insurance company’s investigation process. The overall goal is to ensure that the claims process is as efficient as possible, which ultimately benefits both the insured and the insurer in resolving the claim promptly. Other options listed do not represent required duties that directly help in managing a claim under an SFIP.