What is NOT typically included in the declarations of an insurance policy?

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The declarations section of an insurance policy is a crucial component that contains essential information specific to the policyholder. It typically includes the name of the policyholder, policy number, dates of the policy, and the value of the item insured. These elements clearly outline the scope of coverage and the specifics that both the insurer and the insured need to reference.

The policyholder's claims history is not included in the declarations portion of an insurance policy. Claims history is generally considered to be part of underwriting or risk assessment information that insurers might use to evaluate a policyholder's risk and determine pricing, but it does not form a part of the policy document itself. This distinction helps clarify who the policy is issued to, what is covered, and under what terms, while keeping past claims separate from the active policy details.

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