Can a licensed adjuster in Kentucky also be an insurance agent?

A licensed adjuster in Kentucky can indeed also function as an insurance agent, as long as they hold both licenses. This dual licensing is permissible because the roles of an adjuster and an insurance agent, while related to the insurance industry, serve different purposes. An adjuster evaluates claims, determining the amount paid for losses, whereas an insurance agent sells and services policies. Holding both licenses allows a professional to have a broader engagement in the insurance market, leveraging their expertise in both claims and sales. It’s essential for individuals pursuing this path to ensure compliance with the requirements for maintaining each license, as they must meet the respective education, continuing education, and ethical standards set by the state.