Are adjusters obligated to disclose their fees to clients?

Adjusters are indeed required to disclose their fees to clients. This obligation is rooted in principles of transparency and fairness in the insurance industry. By being upfront about any fees, adjusters ensure that clients are fully informed about the potential costs associated with their services from the outset, which fosters trust between the adjuster and the client.

This practice not only helps clients make informed decisions regarding their claims but also aligns with ethical standards that govern the conduct of insurance professionals. Transparency regarding fees can prevent misunderstandings and disputes later in the claims process. This obligation applies generally and is not limited to specific types of adjusters or conditions.

The other options suggest scenarios where disclosure may not be required, such as confidentiality, only disclosing upon request, or restrictions based on the type of adjuster. However, maintaining clarity and openness about fees is crucial for establishing professional integrity in all adjusters' dealings with clients.