According to the adjuster code of ethics, what must an adjuster disclose?

In the context of the adjuster's code of ethics, it is essential for an adjuster to disclose all direct or indirect financial interests in a claim. This requirement ensures that the adjuster maintains transparency and integrity in the claims process. By identifying any financial interests, the adjuster helps to avoid potential conflicts of interest that could compromise the fairness of the claim evaluation.

Transparency about financial interests is fundamental to fostering trust among all parties involved, including claimants, insurers, and the general public. Disclosing these interests allows stakeholders to have a complete understanding of any factors that could influence the adjuster's decision-making process, which is crucial for maintaining ethical standards in the insurance industry.

In contrast, personal opinions on claims, previous adjusting experiences, and confidential client information do not carry the same ethical responsibility under the code. Personal opinions may be subjective and variable, previous experiences might not necessarily pertain to the current claim, and maintaining confidentiality about client information is also critical but falls under a different aspect of ethical conduct. Hence, the focus on financial interests is paramount in ensuring that the claim process is upheld with integrity.